Recurring charges

A Recurring charge is a scheduled payment that happens at regular intervals (e.g., daily, weekly, monthly, yearly) as part of an active payment agreement.

Key features

🦾 Flexible retries

If a charge fails, the system can automatically retry—leading to up to 12% better conversion (i.e., more successful payments).

🎯 High conversion

With retries, charge success rates can be as high as 96% or more.

🫶🏼 Better user experience

1. Overview: Users can see all upcoming charges in their Vipps/MobilePay app. The charge will be visible in the app when it goes into the DUE state.
2. Management: Users can manage payment sources before a charge happens.
3. 🏗️ Work in progress: Merchants can add extra information (order lines) or attachments to charges for transparency.

Vipps

MobilePay

✨ Bulk charging

You can process up to 2,000 charges in a single API request.

🚦 Rate limits

Up to 500 requests per minute. Bulk charge creation is recommended if this rate limit is too low.

🗓️ Lead time

Charges are created by the merchant with a 1-day lead time and are processed on the requested due date. This provides greater flexibility and enables merchants and partners to create a charge until midnight before the due date.

API request snippet

• Merchants are aware of due date and want Vipps MobilePay to handle the retry logic for failed payments.

  {
    "amount": 49900,
    "transactionType": "DIRECT_CAPTURE",
    "description": "Premium - January 2026",
    "due": "2026-01-01",
    "retryDays": 5,
    "type": "RECURRING"
  }

• Merchants are aware of due date for a payment but want to handle retry logic themselves for failed payments.

  {
    "amount": 49900,
    "transactionType": "DIRECT_CAPTURE",
    "description": "Premium - January 2026",
    "due": "2026-01-01",
    "retryDays": 0,
    "type": "RECURRING",
    "processingMode": "SINGLE_ATTEMPT"
  }