Skip to main content

Third-party integrations

Using Vipps MobilePay with Klarna Checkout​

Klarna's Kustom Checkout supports Vipps MobilePay as an external payment method if you have an agreement with Klarna for this.

note

You can also use Express Checkout on product pages and in the shopping basket for fast and easy checkout, allowing users to choose between Vipps and Klarna before they get to Klarna Checkout. With Login (the Login API), users can register and log in without usernames and passwords. Checkout may also be interesting.

info

Using Vipps Vipps or MobilePay MobilePay as an external payment method requires a direct integration with the Vipps MobilePay APIs, as Klarna redirects the user to Vipps or MobilePay for payment, as the example below shows.

All information about price, shipping, etc. must be completed in Klarna Checkout before the user is sent to Vipps or MobilePay to pay the total amount.

Example configuration:

"external_payment_methods": [
   {
      "name": "Vipps",
      "redirect_url": "https://example.com/vipps/ecom-api/initiate/acme-shop-123-order123abc",
      "image_url": "https://example.com/images/vipps-logo.png",
      "fee": 0,
      "description": "Pay safely and easily. No fees, no matter the amount. "
   }
]
FieldDescription
nameThe name of the payment method. Use "Vipps" or "MobilePay".
redirect_urlMerchant hosted URL generating a payment request.
image_urlThe logo to be shown for this payment method. See: Online branding guidelines.
feeShould not be applicable because of PSD2 surcharge ban.
descriptionThe description field should match the language shown in the Brand guidelines: text to display in the payment option

Contact your Klarna representative to get the external payment method activated for your account.

info

When using Vipps MobilePay as an external payment method in Klarna Checkout, settlements from Vipps MobilePay will be separate from settlements from Klarna.

PSD2 and SCA requirements​

Vipps MobilePay handles all PSD2's SCA (Strong customer authentication) requirements for you, including both BankID and 3-D Secure.

SCA is a security requirement related to PSD2, to reduce the risk of fraud and protect customer data.

Vipps MobilePay uses delegated SCA, which makes it easier for users to pay with Vipps MobilePay than with stand-alone card payments. The result is a higher completion rate.

Delegated SCA is the primary way of solving the SCA requirements. The solution is SCA compliant and consists of two-factor authentication featuring either PIN or biometrics in addition to device possession. Dynamic Linking has also been implemented according to the requirements.

Measuring sales with analytics tools​

Vipps MobilePay doesn't provide built-in functionality for measuring sales with Google Analytics, Facebook pixel, or similar services. Merchants can use any analytics service on their own website and use the fallback URL (the "result page") to track activity. This tracking implementation must be done by the merchant.

Vippsnummer and MobilePay-nummer limitations​

Vippsnummer and MobilePay-nummer cannot be used for online payments. The tax authorities consider these to be cash transactions, not online/remote sales. The regulations associated with both types of payments are significantly different.

For webshops: You will need to order a Payment Integration product.

Last updated on